Rentals with Marcus & Management With JAG Barns

Jennifer, owner of Marcus Rentals and JAG Barn Management, is proud of her heritage as a 4th generation finance professional and is very grateful to her parents, grandparents and great grandparents for teaching her what it takes to run a successful finance based business.

Jennifer's Heritage

Over 100 years ago, Arthur A. Argo, Sr. (Jennifer’s great grandfather) had a vision to begin a community bank in Trezevant, Tennessee. He was raised in a small community with family values. It was his desire that his business would help the community to grow and prosper by working together. He strived to create a bank based on integrity and honesty, which still remains today. On January 21, 1916, the bank then known as Farmers & Merchants Bank opened its doors with Arthur Sr. serving as the Bank’s first President. In 1960, Arthur A. Argo, Jr. (Jennifer’s grandfather) began working in the bank learning the quality business ethics and community service values from his father. In 1960, Arthur Jr. was named President of Farmers & Merchants Bank. In 1981, George L. Atwood (son-in-law of Mr. Argo, Jr. and Jennifer’s father) assumed the role of Bank President and CEO. In 1995, George and Jennifer opened the Bank’s first branch location. After adding a successful branch, the Bank continued to expand into eleven other communities.

In 2015, George entrusted Jennifer Marcus and her sister, Andrea, to manage the Bank. At that time Jennifer was named as the CEO. On January 1, 2016 to commemorate the bank being open for 100 years, Jennifer and Andrea decided to honor this achievement by changing the name to Centennial Bank. In 2017, due to unexpected medical conditions Jennifer stepped down as CEO and Andrea took her place as CEO. Jennifer continues to be active with the Bank as a member of the Board of Directors.

Today, Jennifer and Andrea continue to operate Centennial Bank in a community bank atmosphere that reflects the values of their great-grandfather, their grandfather and their father. The mission of Centennial Bank is to remain a financially strong family-owned Bank committed to serving our communities, maintaining superior relationships with our customers, offering innovative products and services while providing a rewarding work environment for our employees.

Get to know the owner Jennifer Marcus

I felt at a young age that I wanted to be in some type of Management and decided to test myself at 19 and became the General Manager of a brand-new Waffle House. It was one of the hardest, but most rewarding things I ever did. I found through that experience that I was on the right career path and it proved to me that with hard work, a positive attitude, and a willingness to learn from others that I did have what it would take to follow in my Dads footsteps to become a committed leader. For the next 5 years I worked in management in the hotel and restaurant industry. One day out of the blue my Dad called me up and asked if I was ready to come help him grow our family-owned bank. Unbelievably, being a banker is the one thing I said growing up I would never do. I am thankful that my Dad gave me the opportunity to come work with him. There is no doubt it was God’s ultimate plan for me to bring my management skills and to learn from some of the best bankers in the world how to be successful in the world of finance. It was a long road from being a Waffle House Manager to ultimately 25 years later becoming the CEO of Centennial Bank. In 2009 I decided to open a couple of rent-to-own businesses simultaneously as I worked at the bank. With so much on my plate, I learned how important it was for me to trust and seek God’s plan in all I did and not rely on myself alone.

In 2013 I was devastated when out of nowhere my body started attacking my spinal cord and optic nerve. A specialist at Vanderbilt University Hospital diagnosed me with two rare autoimmune diseases and informed me there was no treatment available. Needless to say, my life and my daughters’ lives were turned upside down. Unfortunately, due to these medical conditions there came a time when I could no longer be there daily with my bank family, but I am so thankful that God gave me 20 years to work alongside of my incredible little sister, my Dad and an amazing group of bankers that I will always look at as friends and my bank family. I am thankful to continue as a Board member where I can stay involved with the bank and employees that I love so very much. I will forever be grateful that years ago my Dad believed in me and asked me to pick up my life and move back to my hometown to work with him. I am now actively working from home with Marcus Rentals and JAG Barn Management, where I am really enjoying watching the companies grow and evolve. My employees and I are constantly making improvements and changes as the RTO business and the world itself changes. My main goals in the RTO companies are exactly the same as I had at the bank. My Dad taught me many years ago that to have a successful business you must keep God at the center of everything you do and to always treat your employees and customers with kindness and the utmost respect. I’ve learned that no matter what life throws your way you can still have a rewarding life if you seek, and trust Gods plans and not rely on yourself alone.

Several years ago, when I was dealing with what was probably the worst time of my life, my best friend gave me a little piece of paper where she wrote down a Bible verse that has changed how I look at everything in life. For I know the plans I have for you, “declares the Lord,” plans to prosper you and not to harm you, plans to give you hope and a future. Then you will call on me and come and pray to me and I will listen to you. You will seek me and find me when you seek me with all your heart. Jeremiah 29:11-13. I still have that little piece of paper as a constant reminder that God is always there for me no matter how good or bad things seem. My current business goals is for Marcus Rentals and JAG Barn Management to continue growing by constantly finding new ways to be the best RTO company we can be and to always be consistent and friendly with our RTO product owners, the lot owners and the manufacturers that we deal with on a daily basis.

Our Marcus Team

Jennifer Marcus

Hello, my name is Jennifer Marcus and I am the owner of Marcus Rentals and JAG Barn Management. I have an Associate’s Degree in Hotel and Restaurant Management from Sullivan University and a Bachelor’s of Science in Organizational Leadership from Union University. I actively worked at Centennial Bank (formerly Farmers and Merchants Bank) for over 20 years. I am still involved with the bank as a member of the Board of Directors. In 2009 I started my first RTO business as I worked at the bank. Several years ago, due to medical issues, I could no longer be active in the bank on a daily basis and ultimately stepped down from my CEO position. It was a very difficult time in my life. However, I found that due to this huge change I was able to spend much more time working from home with my RTO companies and I am enjoying every minute of it. The best thing that happened from not being able to get out and about as much is for the first time ever, I was able to be home when my girls came home from school and spend more time with them. I learned another lesson from God through all of this and that is when one door closes another door opens. Sometimes things don’t seem to go the way I maybe would have chosen, but I just keep trusting in God and know He will never lead me astray.

My pride and joy are of course my girls. Gina is a graduate of Union University with a degree in Psychology and plans to start nursing school next semester to become a Nurse Practitioner specializing in Psychiatry. Abby attends the University School of Jackson where she enjoys playing soccer and tennis. When I am not working, I love spending time with them. The girls and I love to go on cruises, visit my parents at their condo on the beach or just have a girl’s night where we all get in my bed and watch a good movie. I am so blessed to get to work alongside of my amazing employees at Marcus Rentals and JAG Barn Management. They work hard every day for our RTO customers and strive to make our business a top-notch RTO contract and management company. I am extremely grateful for each one of my employees and customers. I look forward to working in the RTO industry for many more years.

Accounting and Office Manager

Hi, my name is Caitlin. I am the Accounting and Office Manager at Marcus Rentals. I graduated from Union University with a Bachelor of Science in Business Administration Degree with a concentration in Accounting. I have been in the RTO business for 6+ years and have a background in banking. When I'm not working, I love spending time with my nieces and the rest of my family.

Operations and Legal Manager

My name is Lori and I am the Operations and Legal Manager at Marcus Rentals. I have a Bachelor of Science degree in Business Management from Bethel University and a Doctor of Jurisprudence degree from Nashville School of Law. I worked in banking for 9 years and have been in the RTO business now for 5 years. I am married and have two wonderful children. When not at work you can either find me shopping, refinishing furniture, or simply spending time with my family.

New Accounts Manager

My name is Evelyn. I am the New Accounts Manager at Marcus Rentals. I have been in the RTO business for seven years. I also have fifteen years of experience in Manufacturing Accounting and thirteen years of experience in banking. I am married with two sons and two grandchildren. I love being a Grandmomma! I am a huge fan of the Georgia Bulldogs and the Atlanta Braves! In my free time, I enjoy shopping and cooking. I believe that you can enjoy your job when you work for good people. At Marcus Rentals we are one big happy family!

Legal Assistant

My name is Heather and I am the Legal Assistant at Marcus Rentals. I have worked in customer service for 18 years and in the RTO business for 3 years. I have also studied Business Management at a local community college. I am married with five children. When I am not working, you can find me at one of my childrens sports games and hanging out with friends and family.

Recovery Supervisor

Hey, my name is Tanya, I am the Recovery Supervisor at Marcus Rentals. I have worked most of my life in factories. I went to college with a husband and 2 small children at home. I received an Associates Degree in Business Administration. Right out of college I went to work for a Certified Public Accountant as the office manager for 7 years. I have also worked as an office manager for 13 years at a recycling company while simultaneously managing a racetrack for 5 of those 13 years. I have been in the RTO business for a little over a year. I am married with 3 beautiful children and 4 amazing grandchildren. In my off time, when I have any, my favorite place to be is with my family on a lake fishing and enjoying the quiet life.

Account Representative

Hello, my name is Beth and I work part time as an Account Representative at Marcus Rentals. I have been in the RTO business for the past 6 years. I am a full time reading intervention teacher and Dyslexia Screener with the Milan Special School District. This is my 25th year in education. I have a Bachelor's Degree in Early Childhood Ed and a Master's degree in Curriculum and Instruction. I am a certified Dyslexia Screener. I have one son, Jonathan and a daughter-in-law, Lindsey. They have two adorable grandchildren, Graham, 3 months old and Judah , 2 1/2 years old. If I am not working, job one or job two, I spend time with my child and his family. I enjoy doing things with my mom and sisters, and enjoy my church community at Northside Assembly in Jackson as well. I am fortunate and grateful to have Marcus Rentals and JAG Barn Management as a supportive, respectable, part time job with great camaraderie and little stress for this full time school teacher. Blessed beyond measure.

Contract Entry

Hello! My name is Kimberly, I work at Marcus Rentals entering new contracts and managing the filing system. I have worked mostly in factories but decided to go back to school and try a new adventure. Since 2011 I have held different positions in an office environment. Working for Marcus Rentals has been very rewarding, it is a great place to work. When I am not at work, I enjoy watching tv, swimming, fishing, gardening or just sitting on my porch enjoying the nature around me.

Account Representative

My name is Vonnie, I have worked in the medical field for 17 years and the death industry for 8 years. Ineeded a change and came to work at Marcus Rentals. I have been here for 6 months. My Hobbies are reading, old movies, music, and spending time with my Son and friends. I believe you must show kindness every day. "Unexpected kindness is the most powerful, least costly, and most underrated agent of human change."

Recovery Specialist

Hi my name is Laura, I am originally from Arizona I moved to Tennessee in 2019 Im a mother of two and married and a grandma of one and she is my pride and joy. In my off time I love to spend time with my friends and family and make lots of memories with my granddaughter. I'm very interested in politics, history and horses. I worked for the same company for 34 years and enjoyed every day I went to work. I have worked for this company since June 2021 and enjoy working here.

Recovery Specialist

Hi, my name is Gina. I have worked in different departments at Marcus Rentals over the years and I am currently working in the Recovery Department. I graduated from Union University with a Bachelors of Science in Psychology. I have worked closely with my mother over the years, as she has worked in fiance and RTO. I am grateful to work with an amazing group of people. In my free time, I am either taking care of my puppy, going shopping with my best friends, or watching movies with my sister and mom.

Account Representative

Hey! I'm Jerica and I'm an Account Representative at Marcus Rentals. I have worked in customer service for 15+ years and in the RTO business for 3 years. I spend most of my time with my better half and three kids. I love to travel, visit new places, shopping, the outdoors, and spending time with my family. I have been blessed with the best work family here at Marcus Rentals and look forward to growing with them!

Recovery Specialist

Hello, my name is Keely, and I am a Recovery Specialist at Marcus Rentals. I have worked in customer service for 10+ years and in debt collection for 5 years. I am new to the RTO business and started working for this company in November 2022. I am pleased to say that I work with an awesome group of individuals and look forward to growing with the company. In my spare time, I love going to the lake, concerts, hiking, and hanging out with family and friends.

Both organizations are working together to provide you the best quality rentals and management programs

Marcus Rentals

Marcus Rentals was started in 2009 to provide an affordable and flexible Rent to Own program for a wide variety of products. The company has grown leaps and bounds over the years and continues to expand it's portfolio to offer more products at an affordable price.

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JAG Barn Management

JAG Barn Management was started in 2018 to provide contract management services to multiple Rent to Own companies. JAG Barn Management provides it's clients with a wide range of services to help grow their companies.

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